Q: I’ve seen a lot of people on here have gotten their loans before they go to the Houston TX Honda dealer, and I’m thinking about doing that. The problem is that I don’t know what kind of car I want yet, so how do I know the amount I should apply for?

A: I was in the same situation, so what I did before I went to my Houston TX Honda was look at a bunch of cars and then try to figure out a handful which I liked the most. Even if you can’t be sure how much you’ll end up buying the car for from your Houston TX Honda, you can at least assume that the MSRP is the ceiling price. So, you just take the highest MSRP among your choices and apply for that, plus taxes, and it should cover anything under that as well.

A: When I went to the Houston TX Honda dealer I had no idea at all what kind of car I wanted, so I just made a budget. I looked at my finances for now and for a few years down the line, and figured out what the most was that I would want to pay for a car over a three year loan. I figured out a high price from there and applied for that, and just made sure that I didn’t go over it.