I saw a commercial a couple of weeks ago from Honda in Houston, stating that they had a 0% APR financing special, which I thought was great since I was just ready to start looking for a car. I looked at the different cars that I liked for a few days, and when I had decided on the one that I wanted, I headed up to Honda in Houston.

Well, it turns out that I couldn’t get the 0% financing from Honda in Houston because I couldn’t ‘qualify’, and could only get 3.9% financing, which isn’t terrible, but isn’t good either. As a matter of fact, I later found out that less than one out of every ten applicants will actually qualify for specials like this one they advertise on television. You have to have divine credit in order to get 0% financing, even though the Honda in Houston commercial advertises as thought they’re handing it out like candy.